1) formal supply of credit restraint
正规信贷约束
2) credit constraint
信贷约束
1.
Study of farm household model under market failures and credit constraint;
市场失败与信贷约束下农村家庭经济模型研究
2.
So the credit constraint of small and medium-sized enterprises is explained from a new visual angle.
新古典经济理论通过建立银行与中小企业之间的第二类价格歧视模型和第三类价格歧视模型,发现了即使不考虑道德风险和逆向选择等信息不对称问题,中小企业仍存在融资障碍,这就从不同于一般信息经济学的一个新的视角解释了中小企业信贷约束问题。
3.
As the impacts of the current global financial crisis induced by subprime crisis on mostly country\'s real estate price and macro-economy further emerge, it evokes the questions about credit constraint, real estate price and macro-economy.
当前在由次贷危机引发的全球金融危机冲击下,各国房价与宏观经济所受影响日益显现,更激起了关于信贷约束、房地产价格与宏观经济的讨论。
3) formal credit
正规信贷
1.
By analyzing the asymmetric information of credit financing in the rural small and medium enterprises,applying the sample of 350 enterprises to test,the results show that in different stage of development the rural small and medium enterprises have different financing channels,but they generally have formal credit constraint,accordingly,this paper arrives at important policy implications.
通过分析农村中小企业信贷融资中存在的信息不对称程度,运用350家样本企业的融资数据进行检验,结果发现,不同阶段的农村中小企业由于信息透明度不同,其信贷融资渠道选择有差异,但农村中小企业普遍地受到正规信贷约束,依此,得出了重要的政策含义。
2.
Pecking-Order is its own funds,informal credit financing,formal credit financing followed by progressive steps.
运用融资周期理论,通过对350家样本企业的统计分析,结果表明不同成长阶段的农村中小企业融资渠道选择有差异;农村中小企业融资次序为自有资金、非正规信贷融资、正规信贷融资依次递进;融资结构总体上以自有资金和非正规信贷为主,正规信贷对农村中小企业的支撑力较弱;金融成长周期规律对中国农村中小企业仍具有较强的适用性。
4) informal credit
非正规信贷
1.
Pecking-Order is its own funds,informal credit financing,formal credit financing followed by progressive steps.
运用融资周期理论,通过对350家样本企业的统计分析,结果表明不同成长阶段的农村中小企业融资渠道选择有差异;农村中小企业融资次序为自有资金、非正规信贷融资、正规信贷融资依次递进;融资结构总体上以自有资金和非正规信贷为主,正规信贷对农村中小企业的支撑力较弱;金融成长周期规律对中国农村中小企业仍具有较强的适用性。
5) hard constraint of credit risk
信贷风险硬约束
6) constraints of consumer credit
消费信贷约束
1.
This essay defines the constraints of consumer credit and the rations of consumer credit, and it studies the exhibitions of the ration from the economic perspectine.
本文对消费信贷约束和消费信贷配给进行了界定 ,从经济学角度研究了消费信贷配给的表现 ,用模型分析了消费信贷配给的结果 ,认为我国之所以产生消费信贷配给是因为信用制度的不健全 ,最后提出了消除我国信贷配给的政策建议。
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