1) availability of formal credit
正规信贷可得性
1.
Based on the data about rural small and medium-sized enterprises in Fujian in 2008,this paper uses the Logistic regression model to analyze the effects of social capital of business owners on the availability of formal credit of rural small and medium-sized enterprises.
针对我国农村中小企业正规信贷融资难的问题,本文基于2008年福建省农村350家中小企业的调查数据,采用Logistic回归模型,对企业主社会资本对农村中小企业正规信贷可得性的影响进行了实证分析。
2) informal credit availability
非正规信贷可得性
1.
Using the data about small and medium-sized enterprises in townships of five major cities in Fujian in 2008,this paper applies the factor analysis method and the Logistic regression model to analyze the effect of social capital of business owner on informal credit availability.
采用2008年福建省5个设区市中位于乡镇及以下的中小企业的调查数据,运用因子分析方法和Logistic回归模型就企业主社会资本对农村中小企业非正规信贷可得性的影响进行了实证分析。
3) credit availability
信贷可得性
1.
Assuming credit supply capacity of formal financial institutions is certain,based on questionnaires of 276 rural small and medium-sized enterprises in Fujian province,this paper carries on empirical analysis of factors influencing rural small and medium-sized enterprises\' credit availability with logistic regression analysis method.
假设正规金融机构信贷供给能力一定的情况下,基于对福建省276家农村(乡镇及以下)中小企业的问卷调查,运用Logistic回归分析方法,对农村中小企业信贷可得性的影响因素进行实证分析,结果表明:行业所属、银企关系、信用等级、业主年龄对信贷可得性具有显著正向影响。
4) Credit Availability
信贷可获得性
1.
Bank-Firm Relationship, Credit Availability and Loan Cost; Empirical Study on NSSBF Survey of 2003;
银企关系与信贷可获得性、贷款成本——基于2003年NSSBF调查的实证分析
5) formal credit
正规信贷
1.
By analyzing the asymmetric information of credit financing in the rural small and medium enterprises,applying the sample of 350 enterprises to test,the results show that in different stage of development the rural small and medium enterprises have different financing channels,but they generally have formal credit constraint,accordingly,this paper arrives at important policy implications.
通过分析农村中小企业信贷融资中存在的信息不对称程度,运用350家样本企业的融资数据进行检验,结果发现,不同阶段的农村中小企业由于信息透明度不同,其信贷融资渠道选择有差异,但农村中小企业普遍地受到正规信贷约束,依此,得出了重要的政策含义。
2.
Pecking-Order is its own funds,informal credit financing,formal credit financing followed by progressive steps.
运用融资周期理论,通过对350家样本企业的统计分析,结果表明不同成长阶段的农村中小企业融资渠道选择有差异;农村中小企业融资次序为自有资金、非正规信贷融资、正规信贷融资依次递进;融资结构总体上以自有资金和非正规信贷为主,正规信贷对农村中小企业的支撑力较弱;金融成长周期规律对中国农村中小企业仍具有较强的适用性。
6) degree of acquiring loan
借贷可得性
补充资料：正规
符合正式规定或公认标准的：正规战｜正规程序。
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参考词条