专业词汇(按中图法分类)
3) real estate credit risk
房地产信贷风险
1.
With the global economic crisis caused by American real estate credit crisis increasingly fierce, the research on preventing real estate credit risk receives the unprecedented attention.
随着美国次贷危机引发的全球经济危机愈演愈烈,房地产信贷风险的防范受到空前关注。
6) asset risk of housing loans
住房贷款资产风险
1.
By building a theoretical model of the effects of supplementing refund to commercial banks by rent on the asset risk of individual housing loans,the paper concludes a formula to judge whether the asset risk of housing loans is rising, and it gives an analogical result of risk change range of the asset risk of individual housing loans in China through empirical analysis.
本文建立了"以租养房"影响个人住房贷款资产风险的理论模型,推导出了住房贷款资产风险是否上升的判别规则,并通过实证分析,对我国个人住房贷款资产风险的变化幅度进行了模拟估算。
补充资料：法国添置房地产援助贷款
法国添置房地产援助贷款
【法国添置房地产援助贷款】对购置地产以建筑住房或用于相应的建筑工程、建造或添置新住房及其附属建造、购置旧住房及其附属建筑而进行修缮和相应工程的贷款。这种贷款是法国1977年住房投资改革的产物。贷款数额按照住房的地理位置、房屋新旧程度、房屋面积、可居住性及质量等不同标准，给予不同数额的贷款。如果购置旧房加以修缮，则修缮费至少要占建造费用总额的20%，由房地产金融机构支援so%的贷款。如果是集体建造，则按法令规定的标准价格给予70%一so%的贷款。这种贷款是由法国地产信贷银行、低租金住房机构贷款银行和农业信贷银行提供的。
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条
