2) Credit management about borrowe
借款人信用管理
4) credit loans
信用借款
1.
We find that earnings quality and cost of debt are negatively related for the whole sample,and we also find that for firms with a large proportion of long-term loans or credit loans, earnings quality and cost of debt are significantly and negatively related ,which mean that earnings quality has significant impacts on the cost of debt of total loans, long-term loans and credit loans.
本文以中国A股上市公司为研究对象,分析了企业盈余质量与总借款债务成本,长期借款债务成本和信用借款债务成本之间的关系,以检验我国银行是否能够识别借款企业的盈余质量。
5) borrower
[英]['bɔrəʊə(r)] [美]['bɑroɚ]
借款人
1.
If borrowers aren t forced and they can control the borrowing cost (when they got their credit), they will repay their credit.
在非强制条件下,借款人主动还款的条件是,其借款成本可控,且控制在借款产生的现金流量以内,再借款成本小于因超期所受到的罚息程度;在强制还款约束中,借款成本要控制在借款产生的现金流以内,再借款成本小于罚息成本,同时抵押物的变现价值大于评估价值2倍,借款人选择还款。
2.
When the third party serves to pledge for the borrower,the law in China bestows relevant rights on him for the interests of himself.
第三人出质为借款人担保时 ,为保护出质人的利益 ,法律也赋予其一定的权利。
6) Intending borrower
拟借款人
补充资料：贷款人有要求借款人约定的时间和数额收取借款的权利
贷款人有要求借款人约定的时间和数额收取借款的权利：贷款人为金融机构的，借款人有义务按照合同的约定的时间和和数额收取借款，根据合同法的有关规定，借款人未按照约定收取借款时，也应按照约定的日期、数额支付利息，也就是说不论借款人是否按照决定的日期和数额收取借款，都须按照合同中约定的借款日期和数额计算利息。
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条