1.
Exploration on Creditworthy Evaluation of a Loanee of Personal Housing Loan
关于个人住房贷款中借款人资信评估问题的探讨
2.
A borrower which has been proved having sure creditility for repayment through checks and assessments by the commercial bank may not provide guarantee for the commercial bank.
经商业银行审查、估，确认借款人资信良好，确能偿还贷款的，可以不提供担保。
3.
TBV [trust borrower vehicle]
信托借款人工具（公司）［
4.
The Borrower will be notified by a letter to confirm the terms and conditions of the Loan.
借款人将获专函通知其贷款之各项信贷条款。
5.
Capital--It is essential for the loan officer to evaluate the borrower's ability to generate sufficient cash (capital) to repay the loan.
资本——信贷员对借款人能否取得足够的现金（资本）以归还贷款的能力进行评估，是必不可少的。
6.
Once the debit side break the loan contract that the commercial will bring bad assets, lead to loss and erode the capital of bank.
借款人违约将直接导致商业银行产生不良贷款，造成信用资产损失，并侵蚀银行的资本金。
7.
Third the lender encourage the borrowers to repay the credit.
三是贷款人通过有效激励,鼓励守信的借款人。
8.
Borrowers refinanced or sold their homes.
借款人再筹资金或出售他们的房子。
9.
a loan secured by equity value in the borrower's home.
由借贷人家庭资产净值做保证的贷款。
10.
On the other hand an investment banks commitment is not to you.
另外投资银行是不向借款人承担义务。
11.
a loan granted for personal use; usually unsecured and based on the borrower's integrity and ability to pay.
用于私人的贷款；通常没有资产保证，只基于借贷者的信誉和支付能力。
12.
If money is scarce, interest rates will tend to rise because those seeking loans will be competing for funds.
如果借贷资金不足，希望借款的人互相竞争，利率就上升；
13.
But the loan officer has difficulties in evaluating the borrower's character.
但信贷员对借款人的品德很难进行评估。
14.
Financial Institutions' Debtor Management from Credit Reporting Perspective
基于征信视角的金融机构借款人管理模式初探
15.
Collateral-- The collateral for loans may consist of a variety of borrowers' assets.
担保品——贷款的担保品可由借款人的多种资产组成。
16.
Policies incentive: First the borrowing cost should be reduced.
政策激励:一是降低借款与再借款成本激励借款人还款;
17.
Is Asset Write-down Information Useful for Bank: Empirical Evidence from China
长期资产减值信息有用性的实证检验——来自银行借款契约角度
18.
Prove: Capital Pre-ratepaying Cost of Long-term Loan Is Equal to Loan Compound Interest Rate per Annum;
证明“长期借款税前资本成本=借款年复利率”