1) external credit assessment
外部信用评级
1.
This paper summarizes the latest study of the relationship between external credit assessment and connotative risk information of default rate, declaim rate and transition metrics and difference.
外部信用评级将融资过程与信用分析过程相分离,为资金供需双方的信息缺口开辟通渠,降低投资人信息不对称的信息搜寻成本和融资企业的交易成本,提高金融管理效率和市场效率。
2) external credit rating system
外部资信评级
3) Internal Credit Rating
内部信用评级
1.
Basel Ⅱ,Internal Credit Rating and Lending to Small Enterprises;
《巴塞尔协议Ⅱ》、内部信用评级及小企业贷款
2.
After an analysis is given of the problems that exist in current credit rating of state-owned commercial banks along with relevant research results achieved at home and abroad,an internal credit rating model is proposed,designed to improve credit risk management for state-owned commercial banks.
本文在对国有商业银行当前信用评级方法存在问题和国内外相关研究成果进行分析的基础上,提出了构建国有商业银行内部信用评级模型,提高信贷风险管理水平的建议。
4) Internal Rating Based Approach
内部信用评级法
5) external credit rating
外部信用评估
1.
According to Basel II, external credit rating process is based on credit rating agency′s bond/debt rating, which ensures bank risk management.
《新巴塞尔资本协议》的外部信用评估是在外部信用评估机构对债券 (或债务 )信用风险等级评定的基础上对银行风险的监管。
6) external rating
外部评级
1.
The paper studies about the credit rating questions in the New Basle Capital Accord including internal rating and external rating, facility rating and issuer rating, as well as the relations between loan classification and facility rating.
《新巴塞尔资本协议》已经定稿,本文就新资本协议中涉及的信用评级问题进行了一些探讨,其中包括内部评级、外部评级、债项评级和发行人评级,同时还讨论了现行的贷款分类与债项评级之间的关系,探究了贷款分类的理论依据,提出了将贷款分类向贷款评级过渡的办法。
2.
By introducing IRB approach and external rating,the similarities and differences between them were analyzed and suggestions on how to improve commercial banks\' IRB approach were put forward.
介绍了内部评级法和外部评级,比较分析了内部评级和外部评级之间的异同,对我国商业银行完善内部评级法提出了建议。
补充资料：信用评级机构
信用评级机构——
信用评级机构是金融市场上一个重要的服务性中介机构，它是由专门的经济、法律、财务专家组成的、对证券发行人和证券信用进行等级评定的组织。证券信用评级的主要对象为各类公司债券和地方债券，有时也包括国际债券和优先股票，普通股股票一般不作评级。
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条