Based on the deficiency of finance innovations,the paper post the essential of the credit enhancement and credit enhancement participators’ avail equilibrium problem in the case of ABS Then the paper construct a static state comparative model to analyze the most suitable pricing of the credit enhancement,in order to realize the highest avail pattern of credit enhancement.

The operation frame of the student loan securitization includes the formation of assets pool,the establishment of SPV,credit enhancement,risk management and so on.

The financial asset securitization is that SPV releases securities according to the financial property undergo property reorganization,risk isolation and credit enhancement etc and reimburses securities by the above incomes.

According to asset operation and asset securitization in broad sense,a theory system of asset securitization includes a core theory of cash flow analyzing and three fundamental theories of asset restructure theory,risk-remote theory and credit enhance theory.

Enterprise credit rating model based on BP neural networks;

Design and development of credit rating system;

A Method of Credit Ratings Based on Progressive Decision Utility;

The Project of the Corporate Bonds and Credit Evaluation Market Development;

The paper discussed several issues about the establishment of credit evaluation indexes system,especially on how to learn experiences from developed countries before entering into the WTO.

This paper firstly reviewed the research meaning and importance of corporate credit evaluation,and introduced the development process and main principles of several methods of corporate credit evaluation,including the summary of classical statistic method,the ANN algorithm in AI and rough set.

Testing the Client Credit Grading System Using Econometric Model;

Client credit grading system is an internal ratings-based system which banks use in order to regulate the credit business and reduce loan risks.