3) Internal Credit Rating
内部信用评级
1.
Basel Ⅱ,Internal Credit Rating and Lending to Small Enterprises;
《巴塞尔协议Ⅱ》、内部信用评级及小企业贷款
2.
After an analysis is given of the problems that exist in current credit rating of state-owned commercial banks along with relevant research results achieved at home and abroad,an internal credit rating model is proposed,designed to improve credit risk management for state-owned commercial banks.
本文在对国有商业银行当前信用评级方法存在问题和国内外相关研究成果进行分析的基础上,提出了构建国有商业银行内部信用评级模型,提高信贷风险管理水平的建议。
4) Internal Rating Based Approach
内部信用评级法
6) internal rating system
内部评级体系
1.
In view of the fact that there exist some problems in establishing our internal rating system, such as no data tracking in both borrower s credit rating and loan rating, no enough grades for low-risk rating, low discernibleness of r.
内部评级体系是一个集各种方法、过程和控制的复杂体系,它包括了数据收集、支持评估信用风险的IT系统、内部风险评级的确定、违约和损失的量化过程。
2.
Quantitative validation is the method that uses statistical methodology to check the accuracy, prudence and stability of internal rating system in commercial banks.
本文介绍了常用的定量验证模型及流程,并以中国某商业银行进行定量验证的实践为例,介绍了如何进行银行内部评级体系的定量验证及在具体实践中可能遇到的问题及解决方案。
补充资料：信用评级机构
信用评级机构——
信用评级机构是金融市场上一个重要的服务性中介机构，它是由专门的经济、法律、财务专家组成的、对证券发行人和证券信用进行等级评定的组织。证券信用评级的主要对象为各类公司债券和地方债券，有时也包括国际债券和优先股票，普通股股票一般不作评级。
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条