Through referring the experience of the foreign and domestic Commercial banks ,planning a successful loan marketing strategy,improving sevices level, The competition abilities of China Construction Bank of Hunan branch must be improved.

With the emphasis on the rational analysis of the reform of China’s system of "province-county",it finalizes that proper "dividing provinces" is a necessary choice,an important safe guard and a systematic foundation of China’s further reform with regard to the system of "county-administrating-city".

On "Chen Shengshen Guess" and Its Significance;