1) personal auto loan
个人汽车消费贷款
1.
This paper introduces the present situation and features of personal auto loan, analyzes the reasons of the formation of non-performing personal auto loan, and probes into some suggestions on healthy development of personal auto loan business.
介绍了个人汽车消费贷款的现状及特点,分析了个人汽车消费不良贷款形成的原因,探讨了健康发展个人汽车消费贷款业务的建议。
2) personal automobile consumption credit
个人汽车消费信贷
1.
This tape analysises environment that the personal automobile consumption credit risk forms and come up with related policies and measures.
本文围绕个人汽车消费信贷风险形成的外部环境进行分析,并提出相应的对策建议。
2.
This dissertation aim at the character of automobile, and researched on system of personal automobile consumption credit in China, and how to make up a special system of personal automobile consumption credit .
本文主要是针对汽车自身的特点，研究专业的个人汽车消费信贷服务体系。
3) individual consumer loans
个人消费贷款
1.
the main risks of individual consumer loans result from two factors: short of refund ability with borrower, short of refund wills with borrower.
个人消费贷款业务的风险,主要来自借款人的还款能力不足和借款人的还款意愿不足两大方面,严格的风险防范措施,应包括银行内部风险控制机制的建设和外部法律社会体制的配合以及风险转移体系的建设。
4) personal auto credit
个人汽车贷款
1.
Based on expounding the market positioning and general market situation of personal auto credit, this paper analyzes the risks of personal auto consumption credit, and probes into the countermeasures for preventing and controlling the risks of personal auto consumption credit.
在概述个人汽车贷款的市场定位及市场总体情况的基础上,分析了个人汽车消费信贷的风险,探讨了个人汽车消费信贷风险的防范与控制对策。
5) Automobile consumption loan crime
汽车消费贷款犯罪
6) vehicle consumptive loan guarantee insurance
汽车消费贷款保证保险
1.
Because of we are still unclear the legal nature of vehicle consumptive loan guarantee insurance, there are much confusion in relevant cases.
汽车消费贷款保证保险(我国俗称“车贷险”)是保证保险在汽车分期付款消费中的应用。
补充资料：消费信贷
| 消费信贷 consumer credit 商业企业、银行或其他金融机构对消费者个人提供的信贷。主要用于消费者购买耐用消费品（如家具、家电、汽车等）、房屋和各种劳务。 消费信贷的形式主要有：①赊销。零售商向消费者提供的短期信贷，即用延期付款的方式销售商品。西方国家对此多采用信用卡的方式，定期结算清偿。②分期付款。消费者在购买高档消费品时，只支付一部分货款，然后按合同分期加息支付其余货款。如果消费者不能按时偿还所欠款项，其所购商品将被收回，并不再退回已付款项。③消费贷款。银行通过信用放款或抵押放款以及信用卡、支票保证卡等方式向消费者提供的贷款。消费信贷又可分为买方信贷和卖方信贷，前者是对消费品的购买者直接发放贷款；后者则是以分期付款单作抵押，对销售消费品的商业企业发放贷款，或由银行同以信用方式销售商品的商业企业签订合同，用现金的形式把货款付给商业企业。 消费信贷的产生和存在是社会生产发展和人们消费结构变化的客观要求，在一定程度上可以缓和消费者有限的购买力与不断提高的生活需求之间的矛盾，对开拓销售市场，促进生产和流通有积极作用。但是，消费者对未来购买力的超前预支，往往会造成一时的虚假需求，掩盖生产与消费之间的矛盾。 |
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条