But due to the legislative technique level and theoretical research on the chattel mortgage system of in-depth, present the chattel mortgage registration system are still not perfect, not for the chattel mortgage system of judicial practice, provide powerful guidance, hinders the chattel mortgage the smooth realization of the system function.

The legal nature and effect of mortgage registration, and the legal effect of wrongful registration as well constitute the cruxes of the judicial pratice.

Concerning the relationships between mortgage registration and mortgage contract and between mortgage registration and mortgage rights,this article mainly dicusses the properties of mortgage registration and its legal validity, opinions on the improvement of mortgage registration system.

This article clarifies two basic theories by deeply analyzing the relationship between the mortgage registration and the charge contract of real estate.

On some problems in the real estate s mortgage register;

The effect of mortgage register lies in the fact that mortgage right is confirmed publicly and the mortgage right has public effect in order to defeat the third person, but the third person can not be defeated if the mortgage right is not registered.

It is necessary to unify the departments of registration of mortgage, and perfect the procedure and content of registration of mortgage.

New estate mortagage endowment insurance model in settling population aging;