1) pledge
[英][pledʒ] [美][plɛdʒ]
抵押;抵押品
2) collateral
[英][kə'lætərəl] [美][kə'lætərəl]
抵押品
1.
The model shows that the interest rate and collateral in diversified credit contracts may be utilized as screening mechanism to reach a Spence.
模型揭示,多样性的信贷合同组合可以通过贷款利率、抵押品作为甄别机制而达到斯宾塞-莫里斯分离均衡,并分析了其存在的条件与范围,阐述了模型对中国金融系统改革及中小企业信贷配给的现实启示。
2.
The signaling role of collateral,which serves as a measure for the bank to screen risky types of the firms,is emphasized in this paper when the firms in credit market have more risky information on their projects than that of the bank.
着重分析在信贷市场中企业拥有的投资项目风险信息比银行多时,抵押品作为银行鉴别和筛选企业的风险类型的信号作用。
3) pledge
[英][pledʒ] [美][plɛdʒ]
抵押品
1.
In recent years the banks of our country generally adopted rigid pledge credit rationing to small and medium-sized business with on information publication and high credit risk in order to avoid treaty violation risk caused by bad credit, and SMBs entrance to credit market is restricted because of insufficient pledge assets.
近年来我国银行为避免企业信用状况不良导致的违约风险问题，对信息不透明、信用风险高的中小企业普遍采取严格的抵押品型信贷配给，而中小企业介入信贷市场普遍受到抵押资产不足的约束。
4) lending library
[商]抵押品
5) mortgage
[英]['mɔ:ɡɪdʒ] [美]['mɔrgɪdʒ]
抵押
1.
Advise of Promoting Forestry Property Rights Mortgage Loan in Ji an City;
推进吉安市林权抵押贷款的建议
6) collateral
[英][kə'lætərəl] [美][kə'lætərəl]
抵押
1.
Collateral, Credit Contracts and Moral Hazard;
抵押、贷款合约与道德风险
2.
By using the model,the role of collateral in an asymmetric credit market is examined.
运用信息经济学理论,建立了不对称信息条件下信贷市场博弈模型,研究了抵押对借款人风险的事前甄别作用和对其履约行为的事后激励作用。
3.
Another is using of collateral device in loan contract,and this mechanism is indirect.
一种是对信用信息的直接生产机制,该机制可以减少信贷市场的信息不对称;一种是通过设置抵押条款,发挥抵押对信用信息的间接信号传递功能。
补充资料：抵押
| 抵押 pledging 债的担保方式。债务人或第三人提供一定的财产作担保，当债务人不能履行还债义务时，债权人有权依照法律的规定变卖抵押物优先受偿。抵押物一般是易于保存和变卖的有形财产，如有价证券、房地产、商品提单、票据等；也有以无形财产作为抵押物的，如采矿权、典权等。银行一般只接受容易在市场上流通和变卖的财产、权力作为抵押物，以保证其债权及时得到实现。抵押物可由抵押权人占有，也可以由抵押人占有。不动产作为抵押物时一般不转移占有，抵押人仍享有占有、使用、收益的权利，但必须妥善保管，当遇到第三人对抵押物进行追索时，抵押人应将情况及时通知抵押权人。抵押人对抵押物进行处置时，必须征得抵押权人的同意；抵押人变卖抵押物时，抵押权人有优先的购买权。当抵押物由抵押权人占有时，抵押权人只有保管的义务而没有使用的权利，但有权请求抵押人偿还为保管所支出的费用。 |
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条