The current situation of the rural public products is that supply deviates from demand: first, supply falls short of demand; second, what supplied is not what needed, due to the top-bottom decision procedure and long-term fund-raising beyond the governmental control as the main factor.

We used more than 200 MBA students in experiment to explore the effects of authority type and decision procedure on TMT decision-making outcomes,i.

In the process there are also various elements of risks,for example,degree of completeness of policy -making information,degree of standardizationof policy-making procedure and whether policy-making method is scientific.

The division between them is significant in selling and selling management, in that customers will have different decision-making procedures in small and big businesses, different methods of selling and displaying of products and also different guide lines in evaluating the selling management.

Based on the procedure of financial risk management, this paper analyzes the present situation of credit decision-making procedure of commercial banks in China.