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1)  evaluation of personal credit
个人信用评级
1.
The application of entropy model in the evaluation of personal credit is also introduced along with practical cases in this paper.
本文阐述了我国汽车消费信贷个人信用现状和建立个人信用评级体系的意义,分析了信息熵模型在汽车金融个人信用评级系统构建中的可行性。
2)  personal credit scoring
个人信用评估
1.
Construction and application of GA-SVM model for personal credit scoring;
个人信用评估GA-SVM模型的构建与应用
2.
Study on Chinese personal credit scoring based on data envelopment analysis;
个人信用评估的一种数据包络分析方法
3.
An Empirical Study on the Application of Behavior Scoring Model to Personal Credit Scoring;
行为评分模型在个人信用评估应用中的实证研究
3)  personal credit assessment
个人信用评估
1.
Construction and application of personal credit assessment GA neural network model;
个人信用评估GA神经网络模型的构建与应用
2.
In this paper,we apply LS-SVM(Least Square Support Vector Machine) to the personal credit assessment.
个人信用评估一直是金融业研究的重要内容,已取得一定的研究成果,但与现实的业务发展要求还有一段距离。
4)  personal credit scoring
个人信用评分
1.
Personal credit scoring is one of the most important indexes of evaluating the personal credit risk used in the world;however,no standard personal credit scoring index system or method has been worked out in China up to now.
在国际上,个人信用评分是个人信贷风险防范的重要环节,而中国目前还没有制定出一套规范的个人信用评分指标体系和方法。
2.
Personal credit scoring is one of the most important indexes of evaluating personal credit risk consistently used in the world;however,a standard personal credit scoring index system and method have not been worked out in China.
在国际上,个人信用评分是个人信贷风险防范的重要环节,而目前我国还没有制订出一套规范的个人信用评分指标体系和方法。
5)  Personal Credit Evaluation
个人信用评估
1.
Personal Credit Evaluation in Consumer Lending Based on Support Vector Machine;
基于支持向量机的消费信贷中个人信用评估方法研究
2.
The Research of Artificial Neural Network Classification and the Application on the Personal Credit Evaluation;
基于人工神经网络的分类方法研究及其在个人信用评估中的应用
3.
Research of Personal Credit Evaluation Model Based on Neural Network;
基于神经网络的个人信用评估模型的研究
6)  personal credit grade
个人信用等级
补充资料:信用评级机构

信用评级机构——
       信用评级机构是金融市场上一个重要的服务性中介机构,它是由专门的经济、法律、财务专家组成的、对证券发行人和证券信用进行等级评定的组织。证券信用评级的主要对象为各类公司债券和地方债券,有时也包括国际债券和优先股票,普通股股票一般不作评级。


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