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1)  Credit consumption system
个人信用消费体系
2)  Individual Consumption Credit System
个人消费信用体系
3)  personal consumption credit system
个人消费信用制度
1.
This paper analyzes the present status of china s personal consumption credit system from the aspects of the existing problems in personal consumption credit,the too harsh consumer credit conditions,unequal opportunities for credit consumption.
个人消费信用制度作为社会经济的一项重要制度,已超出在传统上只把它作为道德问题看待的范围,它往往牵涉到复杂的经济、法律问题。
4)  personal credit system
个人信用体系
1.
The analysis about the obstacle and countermeasure of China s personal credit system development;
论我国个人信用体系发展的障碍和对策
2.
Construction of personal credit system in consumer credit market of China
中国消费信贷市场中个人信用体系的构建
3.
The current personal credit economy in China is still not well developed,the main reasons of which are lack of credit assurance and deficiency of perfect personal credit system.
完善的市场经济离不开信用经济,我国目前的个人信用经济还不太发达,主要是信用保证缺失,没有完善的个人信用体系。
5)  individual credit system
个人信用体系
1.
But because of some causes, such as the lack of normal and unified management, extensive operation, improper orientation of product, backward methods of management, imperfect individual credit system, slow development of special commercial firms, etc.
但由于缺乏规范、统一的管理,经营粗放;产品定位不当,管理手段落后;个人信用体系不健全;特约商户发展缓慢等原因,阻碍着我国信用卡业的进一步发展。
2.
Establishing the rural individual credit system can improve the efficiency of the government and organizations at the grass-roots level to solve farmers problems,can regulate and promote trade,can help farmers finance,can provide equal opportunity for the farmers and finally help them form moral criterion.
建立农村个人信用体系能提高政府和基层机构解决农民问题的效率,规范和促进交易,帮助农民融资,能给农民进城发展提供平等的机遇,从而推进社会主义新农村的建设。
3.
In order to develop individual loan business in Chinas commercial banks, its compulsory to set up a perfect individual credit system which is to be shared with various users in the society, taking foreign advanced experience for reference, and combining it with realistic situations in China.
要发展我国商业银行的个人信贷业务,就必须借鉴国外的先进经验,结合我国的实际情况,建立起完善的可供各方共享的个人信用体系。
6)  individual consumption credit
个人消费信贷
1.
Recent years have seen rapid development of individual consumption credit business.
个人消费信贷业务近年来发展很快,但同时由于缺乏科学的规划,个人消费信贷的市场发展策略和产品结构普遍存在着与市场脱节的问题。
2.
In March 1999, the People s Bank of China issued the "The Guidance of Declaration on Individual Consumption Credit", which promotes in.
我国的个人消费信贷是在改革开放后伴随住房制度改革起步的。
补充资料:个人消费支出


个人消费支出


  个人消费支出指所有家庭对国内生产的和进口的商品和劳务的总消费。个人消费支出又分三个项目,即耐用消费品、非耐用消费品和劳务。能使用一年以上的消费品如汽车、电视机、家具等称为耐用消费品;一年以下的消费品如食物、肥皂、汽油等,称为非耐用消费品。在不易划清两者的界限时,只能加以硬性规定,例如衣服一概称为非耐用消费品。劳务消费支出中包括房租金。个人消费支出是按最终产品法或支出法计算国民生产总值的一个组成部分,即国内消费者所获得的最终产品和劳务。个人消费支出的大小取决于可支配收入的大小,反过来,消费支出又影响国民生产总值、国民收入及可支配收入。增加个人消费支出,也会增加国民生产总值、国民收入。个人消费支出不仅仅取决于收入水平,还与个人拥有的实际财富有关,一般地,实际财富多,消费支出也多。
  
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