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1)  person insurance on housing loan
住房贷款人身保险
2)  Residential Mortgage Loan Insurance
个人住房抵押贷款保险
1.
Because of its risk transfer and loss compensation functions, Residential Mortgage Loan Insurance can prevent the risks of Residential Mortgage Loan to a certain extent, so its importance has been revealed gradually.
个人住房抵押贷款保险因其风险转移和损失赔偿机制在一定程度上可以防范和化解个人住房抵押贷款风险,其重要性随着个人住房抵押贷款业务的发展逐渐为国内各大金融机构(包括保险公司)所认识。
2.
Residential Mortgage Loan Insurance exists in our country only for over ten years.
个人住房抵押贷款保险制度在我国的存在只有十几个年头,它是上世纪90年代初随着住房抵押贷款(即俗称的“按揭”)制度从香港的引入,在我国产生和发展起来的。
3)  housing loan insurance
住房贷款保险
1.
When consumers buy housing loan insurance, in some ways bank and insurance agent trespass on consumers rights.
目前的住房贷款保险,在其操作过程中,银行和保险公司的一些做法与一些法律的基本原则和具体规定相冲突,侵害了消费者的权益。
4)  Personal Housing Mortgage Bond Insurance
个人住房按揭贷款保证保险
5)  guarantee insurance on housing loan
住房贷款保证保险
6)  insurance of the home mortgage
个人抵押商品住房贷款保险
1.
However, nobody has still done the systematic theoretical research to insurance of the home mortgage in our country, and insurance of the home mortgage in our country has exposed some questions in succession in the course of implementation, and has already influenced it to develop further to a certain ex.
个人抵押商品住房贷款保险对实现“居者有其屋”的社会发展目标和经济发展的产业政策目标有着重要作用。
补充资料:人身保险
人身保险
personal insurance
 
   以人的生命和人身机能为对象的一种保险。其目的是在人的生命和人身遭受事故伤害时给予经济补偿或到期支付规定的保险金。包括人寿保险、人身意外伤害保险和健康保险等。人身保险是按照双方协议来确定保险金额的。因为人的生命是无法估价的,因而在牵涉第三者责任时,投保人有权向第三者要求赔偿,保险人在赔款时也不能扣除第三者赔偿的部分。人身保险费率是根据人的死亡率和生存率以及存款利率制定的。保险期限一般为几年或几十年。
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