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1)  classification system for loan quality
信贷资产分类
2)  Credit Asset
信贷资产
1.
The Trodlem of Credit Asset Securization in Our State;
我国信贷资产证券化应注意的问题
2.
Research on Risk Management of Credit Asset Securitization in Commercial Bank;
商业银行信贷资产证券化风险管理研究
3.
The Research on the Motivation of Commercial Bank s Credit Asset Securitization in China;
我国商业银行信贷资产证券化动因研究
3)  Credit Assets
信贷资产
1.
This paper analyzes the present situation and geneses of our country s credit assets,based on this,sums up the several types of the non-performing credit assets,studies on the classification of the loss factors of the credit assets risk and their values,and puts forward some matters needing attention in formulating the credit assets evaluation standard--the loan risk loss factor.
分析了我国信贷资产现状及其成因,在此基础上归纳了我国不良信贷资产的几种类型,研究了信贷资产风险损失率的分类及价值,同时提出了制定信贷资产评估标准——贷款风险损失率应注意的事项。
2.
This article which regards each subject of the credit assets securitisation that our country is launching a pilot pro- ject involves as the breakthrough point has analyzed every right and obligation of participating in the subject and two most important and legal properties completely different legal relations among participates in all subjects in the assets securitiza- tion.
以我国正在试点的信贷资产证券化所涉及的各个主体为切入点,分析了各参与主体的(?)叫、义务和信贷资产证券化参与主体间两类最重要且法律性质截然不同的法律关系,特别分析了两类法律关系中各主体可能面临的法律风险或法律障碍,得出了必须消除信贷资产证券化法律障碍、完善其运行法律环境的结论。
4)  assets for loan
贷款类资产
5)  loan asset rights
信贷资产债权
1.
This article mainly argues that enhanced internal control,loan asset preservation mechanism and an honest credit environment are the three key areas needed for setting up loan asset rights protection system.
本文主要从强化商业银行内控、建立信贷资产债权保全机制、营造诚实信用环境三方面论述维护银行信贷资产债权的配套措施。
6)  securitization of credit assets
信贷资产证券化
1.
In order to avoid the risks and strengthen participants’confidence, the legal relationship system of securitization of credit assets shall try to establish a risk isolation mechan.
信贷资产证券化在我国尚属于创新的融资方式,其法律本质是债权在摆脱特定的身份色彩过程中,具有流通性的证券与作为信用担保的信贷资产的结合。
2.
As a type of assets securitization,securitization of credit assets is a major innovation in the financial field.
信贷资产证券化,作为资产证券化的一种类型,是金融领域的重大创新。
补充资料:金融资产分类


金融资产分类


【金融资产分类】金融资产是价值形式的债权,其所有者在对其持有或使用期间可以从中受益。据此,金融资产分为:①通货和活期存款,它们能够直接用于获得货物、服务或其他资产。②储蓄存款及定期存款,经过一定时期可带来价值增值。③债券和股票,从中可得到财产收人和利息等持有收益。④贷款,产生财产收人。⑤商业信用工具,代表了对其他金融资产,通常是可转让存款等支付手段的债权。⑥外汇、黄金储备资产、在国际货币基金组织的储备头寸、特别提款权。⑦衍生金融产品及其他。
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