There are no laws and regulations on whether the lender should undertake the compensation responsibility and what responsibility principle should be applied if the lender undertakes the compensation responsibility,respective responsibility or joint responsibility he should take,when traffic accident happens to the lended vehicles.

In order to give some directions for the action of non governmental debit and credit, this article presents some directions for the action of non governmental debit and credit,and offers some reasonable opinions and suggestions about the lenders self protection at the time of lending the money, after the contract maturity, and during the.

For the state-owned hospital,to realize property personification,departure of government from enterprise,separate property and management right,and state-owned capital maintenance and increment,responsible capital organization,effective mechanism on capital agent and complete restriction mechanism should be established.