This article defines the consumption loan constraint and the consumption loan rationing,examines the manifestation of the consumption rationing from the angle of economics,analyses the result of the consumption rationing with a model,and finally puts forward the policy proposals to eliminate China’s consumption loan rationing.

An economic analysis on asymmetric information,credit rationing and the indirect financing Gap of SMEs;

Research on The Formation and Equilibrium of Credit Rationing in Financial Market;

Bank Governance,Credit Rationing and SME Loans;

Analysis of Credit Rationing by Chinese Formal Rural Finance;

This paper,based on a review of credit ration theory of contemporary micro-economics,presents theoretical and empirical analyses on causes of small and medium-sized enterprise s credit ration in credit market,and then proposes some suggestions for smoothing away the enterprise.

The western theory of credit ration is under the background of the modern market economy.

The Effect of Consumer Credit on Consumption;

Study on consumer credit and consumer demand of Fujian province;

Rethink the pulling effect of consumer credit to domestic demand;

Countermeasures for the Development of Consumptive Credit in China;

Developing consumptive credit is beneficial to Smash old savings idea, it is the only road to establish socialist market economy.

The consumptive credit is the loan and credit that the commercial banks offer the consumers for buying the goods or the labor service in the form of the monetary shape or the agreement.