This paper analyzes the present status of china s personal consumption credit system from the aspects of the existing problems in personal consumption credit,the too harsh consumer credit conditions,unequal opportunities for credit consumption.

When it is coming deep into our lives progressively,we should think over whether credit consumption could grow and develop in China.

The Effect of Consumer Credit on Consumption;

Study on consumer credit and consumer demand of Fujian province;

Rethink the pulling effect of consumer credit to domestic demand;

Countermeasures for the Development of Consumptive Credit in China;

Developing consumptive credit is beneficial to Smash old savings idea, it is the only road to establish socialist market economy.

The consumptive credit is the loan and credit that the commercial banks offer the consumers for buying the goods or the labor service in the form of the monetary shape or the agreement.

This article is to study the basic theory of consumer loan, introduction of the advanced consumer loan management experience of USA to our nation,put forward the correct way of developing consumer loan in our country.

Information asymmetry is the source of consumer loan credit risks.

Enhance the bank s action in the consuming credit;

The paper attempts to represent the current situation of consuming credit, pointing out its significance to consumers and banks.

Therefore, the basic direction of our economic policy adjustment should be developing consuming credit and encouraging consumption, so that our domestic demand can be enlarged and our economy can be developed steadily and quickly.

On the problem of consumption credit and its games;

Simple analyses consumption credit of China;

Suggestions about Developing Consumption Credit Market in Town;