Research on Explicit Deposit Insurance System Construction under the Perspective of Market Discipline;

To end of 2003, there have been 87 nations to build up explicit deposit insurance system.

The practice of various courtries and the examples of the current international financial crisis show that, as one of the three dominant elements of the financial safety net, the explicit deposit insurance system plays an important role in protecting the interests of depositors and safeguarding financial stability of a country.

The present writer holds that an explicit deposit insurance system needs to be established by using the advanced deposit insurance systems in other countries for reference to increase the confidence of the public in financial organizations.

For the purpose of deposit s safe and financial system s stability,domestic scholars consider that the implicate deposit insurance system should be relinquished,and at the same time the explicit deposit insurance system should be pursued in open China.

The design about the estsblishment of a deposit insurance system in China;

Probing into deposit insurance relative system construction;

Comparative Analysis on Key Factors of Deposit Insurance System;

As far as rural credit cooperative is concerned,deposit insurance system can enhance its anti-risk capability,protect the interests of depositors effectively,strengthen financial supervision,and maintain the stability of rural financial system.

Taiwan introduced the deposit insurance system in the early 1980 s, which has succeeded in promoting the safety and development of financial industry in Taiwan.