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1)  On Property of Deposit Insurance
存款保险性质解析
2)  explicit deposit insurance
显性存款保险
1.
Research on Explicit Deposit Insurance System Construction under the Perspective of Market Discipline;
基于市场约束的我国显性存款保险制度构建研究
2.
To end of 2003, there have been 87 nations to build up explicit deposit insurance system.
可以说是频繁的金融危机促成了存款保险制度的产生和发展,截至2003年底,已有87个国家建立了显性存款保险制度。
3.
The practice of various courtries and the examples of the current international financial crisis show that, as one of the three dominant elements of the financial safety net, the explicit deposit insurance system plays an important role in protecting the interests of depositors and safeguarding financial stability of a country.
各国实践以及当前国际金融危机的实例表明,作为金融安全网三大要素之一的显性存款保险制度,对保障存款人的利益、维护一国金融稳定发挥了重要作用。
3)  Implicit deposit insurance
隐性存款保险
4)  deposit insurance
存款保险
1.
The design about the estsblishment of a deposit insurance system in China;
建立我国存款保险机制的构想
2.
Probing into deposit insurance relative system construction;
存款保险相关制度建设的初步探讨
5)  Deposit Insurance System
存款保险
1.
Comparative Analysis on Key Factors of Deposit Insurance System;
存款保险制度关键要素比较分析
2.
As far as rural credit cooperative is concerned,deposit insurance system can enhance its anti-risk capability,protect the interests of depositors effectively,strengthen financial supervision,and maintain the stability of rural financial system.
存款保险制度可以增强农村信用社的抗风险能力,有效维护存款人的利益,强化金融监管,维护农村金融体系的稳定。
3.
Taiwan introduced the deposit insurance system in the early 1980 s, which has succeeded in promoting the safety and development of financial industry in Taiwan.
早在20世纪80年代初,台湾地区就推出存款保险制度,历经多次修正成功运作至今,有效地维护和推动了台湾金融业的稳定与发展。
6)  explicit deposit insurance system
显性存款保险制度
1.
The present writer holds that an explicit deposit insurance system needs to be established by using the advanced deposit insurance systems in other countries for reference to increase the confidence of the public in financial organizations.
借鉴主要发达国家完善的存款保险制度,建立我国显性存款保险制度,对于提高公众对金融机构的信心,形成有效的市场退出机制,减轻政府负担,降低政府维护金融市场秩序的成本,具有重要意义。
2.
For the purpose of deposit s safe and financial system s stability,domestic scholars consider that the implicate deposit insurance system should be relinquished,and at the same time the explicit deposit insurance system should be pursued in open China.
从保护存款的安全、维护银行系统的稳定出发,国内学者提出开放条件下的中国应该做出“淡出隐性存款保险制度、推行显性存款保险制度”的政策选择。
补充资料:存款保险


存款保险


【存款保险】为保证银行等机构的存款人不致因存款机构破产而遭受损失的一种保险。它与一般保险业务的区别是:一般保险业务的主体(承保者)是一般意义上的保险公司,而存款保险的主体则是带有政府政策职能部门性质的专门政府机构或企业(个别也有纯民间性质的);一般保险业务的客体是某种潜在的危险或风险可能造成的伤害或损失,而存款保险的客体则是由于接受存款的金融机构经营不善、资产流动性不足或其他原因可能对一定限额的某种存款构成的损失。实际上,存款保险的实际被保护对象是存款人,尤其是小额存款人的特定权益。应该指出的是,有些国家采用“存款保护”(伽呷jt Protection)或存款担保(De-娜it阮urity),而着意回避使用保险(b曰叮.~)字眼,如英国、德国、意大利、西班牙、捷克等。这又使得各国的存款保险不仅在法律性质上有所区别,而且在具体操作上亦有所差异。
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