With the analysis of principal-agent theory, transaction expense theory and theory of rent-seeking, puts forward the incentives of mortgaged real estate appraisal risks.

The article illustrates the methods to standardize removing management work from perfecting removing policies and codes,enforcing removing process,strengthening trades management,standardizing market access,and establishing real estate valuation experts committee,in order to build harmonious society and to ensure social stability.

The Research on the Mortgaged Assets Appraisal;

Detection of Real Estate Mortgage Fraud in a Commercial Banks with Binary Response Model;

This paper made an analysis of the concepts and justifications of three forms in real estate mortgage concerning the houses and the land mortgages-simultaneous mortgage;independent mortgage,separate mortgage-and gave definitions for them each in China s real estate mortgage market.

In China the registration system of real estate mortgage shall follow the principle of registration before going into operation.

The external force of the real estate mortgage means the influence of the real estate of mortgage on the pawning right,tenancy,tax priority,administrative punishment right,priority of compensate received for constructing project.