Sundt put forward, according to actual state of insurance companies, a new concept-standard claim is introduced.

The new model is based on the ruin model under standard claim.

A ruin model was put forwards with diffusion under standard claim in which interest was considered.

Typical research on compensation standard for damages for marine personal casualties;

Current China s state compensation standard only uses consoling standard and can not effectively suppress and prevent public rights from breaking the laws and can not effectively protect human rights.

The Paper makes an analysis of the causes affecting implementing Compensation Law and makes a study of compensation scope, compensation standard, compensation procedure, compensation costs and so on.

The author analyzes some questions existing in the institutions of emotional damages compensation and concludes that the subject of compensation should be reasonably defined, the range of compensation should be properly enlarged and the standard of compensation should be correctly grasped.

As for the standard of compensation,the following factors should be considered:the faulty extent of injurer,the concrete tortions circumstances,the extent of mental damage,the .

From the fact that Du Pei-wu was not compensated in his case we have found such defects in China s Compensatory Law as the narrow compensatory range, too low compensatory standard modicum of compensatory items, no legal support for moral reparation and indirect loss compensation and the mixture of the compulsory department and the judge department.