The formation of a variety of micro-credit model of co-development situation,a variety of models has its own characteristics and there is the need for,common to the rapid and healthy economic development in Xinjiang to contribute.

By comparing the pattern of welfarism microfinance with that of systemism microfinance,this paper reveals the systemism trend and successful experiences of international microfinance.

Empirical Study on RCC s Microfinance in Minority Poverty Area;

The Cause Study on Low Efficiency of Rural Microfinance in China;

The Analysis of Information Asymmetry in Microfinance;

Disscussed the actived role of small credit,as the innovation way of financial serve, in developing economy and provide for and help oneself by engaging in production for helping the poverty stratum.

Hence,the agricultural banks should carry out the principles of serving the needs of agriculture,rural areas and farmers,reforming system,operating business,and listing when opportunity coming,actively develop the finance service of supply chain,small credit,and farmer.

Since small credit becomes a newborn thing on the financial development history of our country,it is that the nine-hundreds millions peasant of our country has improved production condition especially the peasant of poor backward area has offered production capital to pass the practice of more than 10 years and try.

Institutional Change View of the microcredit system plight and Countermeasures;

An approach to microcredit in the postal savings bank;

Research on Microcredit in Chinese Rural Areas;