In China rural credit market,the interactions between short supply and market monopoly cause the segmentation of rural credit market and the multi-equilibrium rates: relationship loan has maintained nominal zero rate while the interest rates in formal and informal credit market are determined separately.

A systematic empirical analysis is conducted to investigate the relationships between farmer\'s credit,rural credit market and the enhancement of farmers" earnings from 1100 famer residents.

The Impact of Interest Rate Marketization on Supplier and Demander of Rural Credit Market in China;

The rural credit market failure and financing difficulties of rural economic organizations caused by converse selection have become the bottleneck restricting the development of rural economy.

The policy regulation, however, is necessary in the development of agricultural credit market (ACM) for the particularity of agriculture.

Evolution and control of credit market of China;

Expansion of Credit Business and Innovation by Commercial Banks in Underdeveloped Regions——A case study of credit market in Anhui Province;

Information asymmetry and credit market risk;

By setting up a game model of bank-enterprise credit relationship, this paper indicates that the primary reason of "market invalidation"and distribution invalidation caused from the distortion of capital price is the asymmetric information in credit markets.

This paper aims to probe into the fair problems of credit markets, basing myself on the discriminations of current credit markets in our country, observes and studies the successful experience of the legal system of the United States——the Community Reinvestment Act, which passed in response to concerns about redlining of minority and low-income areas.