The efficient household financial management can increase household and social welfare.

Turning debts to stocks is that as the main body of investment,the financial assets management companies change the bad assets owned by the commercial banks into enterprise stocks for the financial management companies and the ones for the development banks of the country,change the former relationship of creditor s rights and debts into the one of controlled and controlling stocks.

in family finance with its essence as a starting point, the paper tells the common rule in family financial activity and social financial activity and further explains the characteristics of Chinese family finance and the problems that lie in it, after which the author puts forward relevant measure to solve it and gives us his opinions.

On Hypothec of Asset Management Corporation;

Therefore,it causes the new legal relationship among the state-owned commercial banks,the Asset Management Corporation and the state-owned enterprises.

This article analyzes the background of Asset Management Corporation (AMC) in China and its nature, and also describes precisely AMC s procedures in different stages and the risks AMC faces.

Countermeasure & Cause of Baffled FAMC s Exit;

The Analysis on the Prospect of FAMC;

Along with the financial reform and the market comprehensive opening to the outside world,four financial asset management corporations(FAMC)in China which are political state-owned finance enterprises begin commercial re- form.