And based on the principles of validity and feasibility about administration,probe the methods of restrict management by using of the administration of card of credit investigation for recent managing breakthrough.

Construction of the Defense Measures Against University Loans Risks;

Promoting establishment of water-saving society by using loans of China Development Bank;

The present situation,problem and countermeasures of afforestation in Hunan Province by the loans from the World Bank;

Running the college and university by using the loans of the banks can help the college and university realize the leapfrog,but also brings about certain risks to the college and university.

Such changes were reflected in the large increase of loans provided by financial institutions, the accelerated growth of M2, the continuous expansion of deposits, the continued active trading in the interbank market, the V-shaped movement of money market rates, and the continued stability of the RMB exchange rate.

This thesis used the 317 household survey data of Zhejiang province of China to set up a Logit model to study factors affecting the availability of credit for farmers.

Chinese commercial banks show remarkable reluctance to extend credit to small businesses, the immediate cause of which is small businesses are usually bringing in less profit, suffering from bad credit record, and inadequate in providing essential information, which endanger the banks expected profit.