Discussion of Several Questions in the Annuity s Pricing;

The development potential of group insurance business;

Study on the Innovation of Group Insurance Sales Ser- vice Model Based on the Modern Risk Management Theory;

In the light of the particularity of group insurance, China s Insurance Act should provide that a department, enterprise and organization have the insurable interest towards their employees based upon labor or hired relation; the Insurance Act should define the validity of insurable interest of life; policy-holder of group insurance should have the right to modify and un.

Group annuity is a kind of insurance product that provides the oldage life guarantee to the insured, so big parts of its premium income mustbe reserved.