Development Course and Evaluation of New Rural Financial Institution;

System Defects and Behavioral Norms of Emerging Financial Institutions——From Principal-Agent Theory Perspective;

During the broadening of financial system total sum extension, the imbalance of function structure is that the increase of financial services supply to small-sized firms clearly lags behind increase of demand, financing difficulty in small-sized firms is highlighted, The essential measure for solving it is fully and indispensably develop small-sized financial institutions.

As rapid development,Micro-finance institutions have triggered controversies: whether MFIs have brought beneficial society impact,especially as to those poorest;and,whether the commercialization of MFIs in pursuing sustainability will cause the deviation of pro-poor;further,how to build institutions and mechanisms for MFIs to ensure its social function of pro-poor.