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1)  ratio of deposit to loan
存放款比率
2)  deposit ratio
存款比率
3)  rates between the loans and deposits
存贷款比率
1.
This article studies the rates between the loans and deposits of commercial banks by empirical model and econometrics model,finding that deposit rates and loan rates co-integrate with the rates between the loans and deposits,deposit rates and loan rates determine the rates between the loans and deposits.
笔者通过理论模型和计量分析对商业银行存贷款比率进行研究,发现存贷款利率和存贷款比率存在协整关系,存款利率和贷款利率是存贷款比率的决定因素;基于存贷款比率与经济增长和金融风险均存在正相关关系,而金融风险对经济增长具有消极作用,模型推导并计算出了最优存贷款比率,并依此提出适当提高贷款利率的政策建议。
4)  loandeposit ratio
贷款-存款比率
5)  loan-deposit ratio
贷款存款比率
6)  loan-to-deposit ratio
贷款与存款比率
补充资料:存放
1.置放。 2.寄存,寄放。
说明:补充资料仅用于学习参考,请勿用于其它任何用途。
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