2) housing loans
住房贷款
1.
The inactivity of commercial banks and individual housing purchasers, the irregular management of the housing developers, and the lagging-behind of the relevant government laws and regulations have been the crucial points for carrying out the programs of personal housing loans.
我国开展个人住房贷款的主要难点在于商业银行、购房者个人参与的积极性不高 ,开发商经营的不规范及政府相关法规制度不配套 ,执行不力等。
2.
This article examines the relationship between housing loans and housing prices.
本文围绕住房贷款与住房价格的关系展开研究,将住房贷款与住房价格视为内生变量,将购买住房成本、二手住房价格、住房供求缺口、收入住房价格比视为外生变量,采用深圳市2006年1月至2008年5月的月度数据估计了包括2个内生变量、4个外生变量的VECM模型。
3) housing loan
住房贷款
1.
The Analysis about Credit Risks of the Commercial Bank Personal Housing Loan;
商业银行个人住房贷款信用风险分析
2.
Analysis of Housing Loans of Commercial Banks to Guard against the Risk
商业银行住房贷款风险防范分析
3.
This paper analyzes the credit risk of housing loan, expounds the present situation of credit risk of Chinese individual housing loan, and advances some countermeasures for perfecting the credit system of Chinese individual housing loan.
分析了住房贷款中的信用风险,阐述了我国个人住房贷款信用风险的现状,提出了完善我国个人住房贷款信用体系的对策。
4) consuming loan
消费贷款
1.
In practice there are differ-ent views towards the legal nature of consuming loan warranty insurance, and predominant views are the theory of security law relationship, the theory of insurance law relationship and the theory of concurrence of security law relationship and insurance law relationship.
消费贷款保证保险属于财产保险的一个险种,实践中对于消费贷款保证保险的法律性质存在不同认识,主要有“担保说”、“保险说”和“担保与保险竞合说”。
5) personal housing consumption loan
个人住房消费贷款
1.
The market risk from personal housing consumption loan is a kind of macro systematic risk.
个人住房消费贷款市场风险是一种宏观的、系统性的风险,主要通过信用风险表现出来,其影响是全面而集中的,银行以通常的信用风险防范机制无法加以控制和应付。
6) Student loans
助学贷款
1.
Personal credit evaluation of college student loans with support vector machines;
基于支持向量机的大学生助学贷款个人信用评价
2.
The SWOT Analysis of Income-Contingent Repayment in National Student Loans;
按收入比例偿还国家助学贷款的SWOT分析
3.
National guarantee is the fundamental safeguard of the healthy development of student loans.
国家担保是助学贷款健康发展的根本保障。
补充资料：印度低息住房贷款
印度低息住房贷款
【印度低息住房贷款】印度对在住房公司有储蓄存款的客户的一种优惠贷款。购房人为了买房子，有计划地在住房公司存款。住房公司对这种存款支付年息6%的利息，而对拥有存款的购房者发放贷款时，只收取8.5%的利息，比一般的贷款利率要低4个百分点以上。这种将存款和贷款相结合的方式对客户可以起到双重的鼓励作用。
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条