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1)  personal pledged loan
个人质押贷款
2)  Individual deposit receipt pawns the loan
个人存单质押贷款
3)  Personal Unsecured Loan (PUL)
个人无抵押贷款
4)  Personal Mortgage Loan
个人抵押类贷款
1.
The Empirical Study of the Default Risk on Personal Mortgage Loans;
个人抵押类贷款违约风险实证研究
5)  individual housing mortgage loan
个人住房抵押贷款
1.
Game Analysis of Risks in the Individual Housing Mortgage Loan;
个人住房抵押贷款风险的博弈分析
2.
An Empirical Study of Factors Influencing Individual Housing Mortgage Loan Default in China
我国个人住房抵押贷款违约风险影响因素的实证研究
3.
Based on the micro-data of the individual housing mortgage loan,the paper employs a proportional hazard model to explore the prepayment risk factors.
以个人住房抵押贷款的微观数据为基础,运用比例风险模型,探讨影响个人住房抵押贷款提前还款风险的显著因素。
6)  individual housing mortgage
个人住房抵押贷款
1.
Risk Analysis and Prevention of Individual Housing Mortgage;
我国个人住房抵押贷款风险分析和防范
补充资料:保单抵押贷款


保单抵押贷款


床险单的得当怂*,.、.’二~砚Ur咀的长期人.轰司申请的贷款。 长期人寿保险单生效一定时期后,具有现金价值,即保单持有人可随时申请退保,领取现金退保金‘当保单持有人急需资金时,往往申请退保。如果保险人把保单项下积累的责任准备金的一部分借给保单持有人,待保单持有人有财力时归还本息,则可维持保险合同的效力不中断,对投保人、被保险人和保险人各方均更有利。
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