1) credit extension loan
授信贷款
2) loan and credit
贷款与信贷
3) loan trusting
贷款信托
1.
This paper gives an introduction on several models for broadening financing channel:loan trusting for power grid construction,sector investment funds;securitization of assets;and financing leasing.
通过信托业运用信托模式为电网建设开拓融资渠道,是一个值得重视和加以探讨的问题,为此介绍了电网建设贷款信托、产业投资基金、资产证券化、融资租赁等几种拓宽融资渠道的模式,并具体地说明了信托业务在其中的应用。
4) credit loan
信用贷款
1.
Pricing a credit loan in the case of the interest rate process being correlated with the default process;
利率与违约过程相关的信用贷款定价
2.
Empirical Research on Determinants of Commercial Bank Credit Loans;
商业银行信用贷款决定因素的实证研究
3.
From the impact of mortgage loan on the degreeof investment risk and the expected profit of bank,the authors draw the conclusion that the risk of mortgage loan is larger than the risk of credit loan when the gage is not enough by comparing mortgage loan with credit loan.
从抵押贷款对项目投资风险程度和银行期望收益的影响入手,通过比较信用贷款和抵押贷款对信贷市场的影响效果,认为抵押物不足值时抵押贷款的风险大于信用贷款,而且在此基础上,分析了抵押手段对利率逆向选择的作用和利率对抵押的逆向选择的作用,提出了将贷款利率和抵押品结合考虑作为银行甄别不完全信息的手段。
补充资料:安田信托银行
安田信托银行
【安田信托银行】日本信托银行。1925年成立时名为共济信托银行,1926年更名为安田信托公司,1948年因获准经营一般银行业务,改称“中央信托银行株式会社”,1952年6月改用现名。总行设在东京。主营信托业务和一般银行业务。截至1996年底,该行资产总额为肠8.29亿美元,资本为35.68亿美元,世界5仪)家大银行资本排名第101位。该银行目前在北京、上海设有代表处。
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