In this paper,we use panel data and develop the multiple regression modes of capital requirement and risk change to test the effect of capital requirement on risk change.

The insurance regulator has set up a minimum capital requirement on insurers, making it one of the core appraisal parameters in the "three pillar" regulatory framework.

The oppositeness and unity between solvency capital requirement and capital s property of profit-making determined the necessity of capital allocation.

This article based on the study of the systens of search about the main countries,concludes the lowest limit requests about the aue search process,analyses present condition and problem about china s search,and research the standardization of china s search.