Analysis of influential factors of individual life insurance demand under the trend of mixed management;

Empirical Analysis on China s Life Insurance Demand;

Examination on the Determinants of Life Insurance Demand in China;

This paper empirically analyzes the life insurance demand by applying autoregressive distributed lag (ADL) model.

This paper establishes a dynamic model on basis of the rate of inflation,pure income of peasants,the social security,save and deposable income of urban,analynizing the path of impulse response of the demand for life insurance to the variations by VAR model and impulse response function.

The cost assumption and long tail characteristics of life insurance products and fluctuation and uncertainty of inter- est rate determines that interest rate change has inevitable impact on life insurance demands.

This paper used traditional statistical economics theories and multiple regression analysis method to analyze exper- imentally factors affecting life insurance demands in China with a study on major macro-economic,census and social system indexes and an ADF unit root testing and multi-collinearity testing of relevant data of all these years.