Public Goods Quality and Effective Supply of Rural Credit Collateral

The author mainly analyzes the demand of the rural construction fund,the fund outflow and rural financial institutions in rural credit operations shrink,to discuss the forming reason of the supply-demand gap,and analyzes the respects of supporting agricultural economy from improving policy-related finance,leading the commercial finance to enter the .

Based on the analysis of the connotation and characteristics of rural credit, this paper defined the notion of rural credit sustainable development, and pointed out that, in order to improve the monetarism degree, optimize the industrial structure in rural areas, it is necessary to realize the sustainable development of rural credit.

After analysising unworthy of the name of rural credit union, authors think that cooperation is a perfect model for Rural Credit Union(special for middle and west region).

On problems and strategies of Xinyang s construction of rural infrastructure facilities;

The majority of the administrative villages without rural communications are mainly in the west of China, especially in the western mountainous areas.