2) credit capital management system
信贷资金管理体制
1.
As far as China s state-owned commercial banks are concerned, the main risks in lending are caused by both factors lying in lending banks and borrowing enterprises and by such external factors as credit capital management system and interference from local governments.
我国国有商业银行贷款风险主要受企业、银行内部因素的影响以及信贷资金管理体制和地方政府的行政干预等外部因素的影响。
5) credit capital
信贷资金
1.
Inflow to the stock market of credit capital of the banks;
关于银行信贷资金入市的思考
2.
Referring to the analytical method of Jeffrey Wurgler(2000)and economic value added(EVA),the paper studies the efficiency of the credit capital allocation in thirty-six industries in China between 2002 and 2005,and finds that the efficiency of credit capital allocation has a relatively loose correlati.
文章借鉴Jeffrey Wurgler(2000)及经济增加值(EVA)方法,对2002-2005年我国金融机构信贷资金在36个工业行业的配置效率进行了实证分析。
3.
Referring to the analytical method of Jeffrey Wurgler(2000)and economic value added(EVA),the paper studies the efficiency of the credit capital allocation in thirty-six industries in China between 2002 and 2005,and finds that the efficiency of credit capital allocation has a relatively loose correlat.
借鉴Jeffrey Wurgler(2000)及经济增加值(EVA)方法,对2002—2005年我国金融机构信贷资金在36个工业行业的配置效率进行实证分析。
6) credit fund
信贷资金
1.
At present, credit funds constitute the major business services of the 4 principal state - owned commercial banks in China.
目前信贷资金作为四大国有商业银行的主营业务,信贷资产质量偏低,信贷资金效率低下,使得国有商行效益较差,已成为四大国有商行股份制改造和上市的羁绊,更使其很难应对国外金融机构的挑战。
2.
It is known from general theory of economics that the contribution of credit funds provided by banks to the national economy cannot be ignored.
根据一般的经济理论 ,银行的信贷资金对国民经济的贡献作用不可忽视 ,但在我国其分析多基于定性 ,缺少定量的描述。
3.
Based on the objective operational rule of credit fund of commercial bank, according to the principles of maneuverability, comparability and science, the paper established indexes system and mathematical model of inspecting credit fund operation, and compiled corresponding Matlab programs, which had decisive and sustaining function.
从商业银行信贷资金运行的客观规律出发,本着可操作性、可比性、预警性和科学性的原则,构建了信贷资金运行监测的指标体系及其数学模型,同时开发了具有决策支持功能的Matlab程序。
补充资料:《信贷资金管理试行办法》公布
《信贷资金管理试行办法》公布
后,作为各行的营运资金,自主经营、独立核算。实存实贷,就是人民银行对专业银行的资金往来,改变计划指标层层下批的管理办法,实行上贷下存的实贷实存办法。相互融通,就是允许资金的横向调剂,搞活资金。一个地区的资金融通,主要是依靠该地区各银行之间的相互拆借。信贷资金管理试行办法自1985年1月1日起执行。【《倍贷资金管理试行办法)公布】1984年10月,中国人民银行、中国工商银行、中国农业银行、中国银行在石家庄联合召开全国银行信贷资金管理体制改革会议,讨论人民银行和各专业银行的信贷资金管理办法或规定,同日,中国人民银行公布《信贷资金管理试行办法》。办法规定,信贷资金实行“统一计划、划分资金、实存实贷、相互融通”的原则。统一计划,就是各专业银行的人民币信贷资金,必须纳人国家综合信贷计划。划分资金,就是各专业银行的自有资金和其他各种信贷资金,经中国人民银行总行核定给各专业银行总行
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