Based on the data of agricultural credit and agricultural output from 1985 to 2004,we made a demonstrative analysis to their relationship with the help of SPSS software.

Agricuhure is a weak industry,which make agricultural credit with the characteristic of high cost and high risk, and the agricultural credit risk has become the main barricade to develop new rural construction.

Public Goods Quality and Effective Supply of Rural Credit Collateral

The author mainly analyzes the demand of the rural construction fund,the fund outflow and rural financial institutions in rural credit operations shrink,to discuss the forming reason of the supply-demand gap,and analyzes the respects of supporting agricultural economy from improving policy-related finance,leading the commercial finance to enter the .

Based on the analysis of the connotation and characteristics of rural credit, this paper defined the notion of rural credit sustainable development, and pointed out that, in order to improve the monetarism degree, optimize the industrial structure in rural areas, it is necessary to realize the sustainable development of rural credit.

Using Cointegration Test,ECM and Granger Causality Test,this paper analyzes the relationship between rural credit and per capita net income of farmers during 1980-2005 periods and indicates that the increasing of rural credit has distinct positive effect on farmer revenue and income gap.

This paper studies the restrictions and practical solutions of rural credit in western minor nationality regions through the case analysis on Kashi in Xinjiang Autonomous Zone.