1) insurance undertaking of mortgage loans
抵押贷款保险担保
3) collateral loan
抵押品担保贷款
4) mortgage loan insurance
抵押贷款保险
1.
Currently, China s housing mortgage loan insurance market lacks competing mechanism.
目前我国住房抵押贷款保险市场缺乏竞争性机制,从长远来看不利于住房消费信贷的发展和保险公司运营水平的提高。
2.
According to the basic theory of information economics, the paper points out the housing mortgage loan insurance mechanism has signal transmission and information discrimination function by using game analysis, it can eliminate the information asymmetries in mortgage loan market so as to effectively solve the problems of adverse selection and moral risk.
根据信息经济学的基本理论,通过博弈分析指出住房抵押贷款保险机制具有信号传递和信息甄别功能,可消除住房抵押贷款市场中存在的信息不对称,从而有效解决由此引发的逆向选择与道德风险。
5) secured loan
有抵押贷款，有担保贷款
6) secured loan
担保贷款;抵押放款
补充资料：美国住房人抵押贷款保险
美国住房人抵押贷款保险
【典国住房人抵押贷欲保险】美国一些私人抵押保险公司专门承做的抵押保险业务。借款人(购房者)向抵押保险公司交纳保险费，保险公司作偿还贷款保证，购房者就可以从房地产金触机构取得住房贷款。抵押保证保险公司是美国最大的私人保险抵押机构，它经营美国印%以上的私人抵押保险业务，保险抵押的付现额一般比普通抵押低。
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条