In recent years, structured financing products are developing fast, the profits derived form the interests of the loan now transform to the non-interest.

In recent years,structured financing products are developing fast,and becoming more and more popular in our country.

This paper presents a discussion on the pricing problem for a DE LI BAO-related financial product.

The RMB financial product is a kind of newly arisen product, in recent years, the RMB financial product gradually becomes a little bit bright business of the domestic commercial bank, presents and develops quickly of power head, and the market becomes commercial bank fight com.

The dissertation makes a deep study on commercial bank\'s financial product portfolio design.

Commercial banks ought to enlarge scientific investment,enrich financing products,improve the quality of the staff and thus create a set of financing services of special feature,so as to win the trust of clients and triumph in the severe financial competition.

With deepening of financial reform and development of innovation,competition in personal finance products will unfold at a more extensive range of products.

According to the status quo of China s city commercial banks,their finance market positioning should be serving for finance service for the small-and medium-sized firms;the finance products at the early stage of development should primarily be agent for other s products or co-products developed with others,realizing a decentralized marketing;the main purpose is t.