Taking Xi an as the investigation background,the paper analyzes the credit input of the higher-education field, explains the existing risks and questions, and provides the detailed countermeatures from different aspects.

This paper uses VAR Model as basic framework and uses impulse reaction and variant decomposition method to describe the long-term interactive effect of rural loan investment on farmers income and gives policy suggestions for completing rural financial support.

When the bank selects its credit direction,not only the present management situation of the enterprise,but also the future development trend should be thought over.

Study on Credit on the Growth of Guangdong Economy;

Study on the Impact of Credit on the Growth of Xinjiang Economy;