2) credit domino effect
贷款效应
1.
The drawing-effect of consumer credit to market and corresponding credit policy were analyzed more deeply, the conclusion was drawn that the gross consuming expenditure would increase because of stimulation of consumer credit, the credit domino effect would be brought out from this.
认为 ,消费信贷的刺激 ,消费总支出增加 ,消费行为将产生消费的“贷款效应” ;在信用政策上应该引导消费文化和消费观念、增加有效供给、稳定的收入和支出预期的信心
3) loan proceeds
贷款效益
4) loan interest
贷款利率
1.
Probe into Option Method for Determining Loan Interests for Commercial Banks;
确定商业银行贷款利率的期权方法探讨
5) loan rate
贷款利率
1.
This paper studies the loan rate floating during January 1998 to September 2005 of Rural Credit Co- operatives(RCCs)in Yangzhou City,Jiangsu province.
本文通过对扬州市农村信用社1998年1月1日至2005年9月30日期间,贷款利率浮动政策的执行情况进行分析,提出了农村信用社作为农村信贷资金供应的主渠道及其“社区”性质,决定了其推进利率市场化改革,与其他银行业机构有本质上的区别,不能将追求利润最大化作为惟一的选择,应建立社区金融机构利率结构与市场化利率结构并行的利率结构,对不同的贷款对象实行不同的利率浮动幅度。
2.
Based on an autoregressive moving-average model(ARMA),a study is made of factors affecting our interbank offer rate(IBOR)such as one-year maturity RMB bank-loan rate,one-year maturity RMB deposit rate,three-year maturity certificate T-bonds,legal reserve annual rate,buyback rate,consumer price index,composite.
对商业银行来说,同业拆放利率是商业银行决定贷款利率与存款利率的重要标准。
3.
The different credit policies of state - owned commercial banks, city commercial banks and rural credit cooperatives under the floating loan rate policy adopted in 2004 are interesting.
2004年的贷款利率浮动政策对国有银行、城市商业银行和农村信用社在信贷市场上的行为塑造作用是值得研究的。
补充资料:配置效率和生产效率
在经济学上,经济发展的动力,或者说效率的来源,分为两类:一类是配置效率,二是生产效率。所谓配置效率,是指给定资源和技术的条件下,怎么样使资源从边际生产率低的地方流向边际生产率高的地方,从而使得资源和利用更合理、社会总价值达到最大;而生产效率是指如何通过技术进步提高每一种资源的生产率,也就是把社会的生产可行性边界向外移。
说明:补充资料仅用于学习参考,请勿用于其它任何用途。
参考词条