1) Payment in Arrears
货款拖欠
1.
The Analysis of the Reasons of the Payment in Arrears in International Trade and the Countermeasures;
国际贸易实务中货款拖欠产生的原因及对策分析
2) loan default
贷款拖欠
1.
The United States has avoided the risk of college student loan default through strengthening the student honesty education,using flexible return methods,urging the bank to reclaim the loans actively and universities to share the responsibility of student loan default,establishing a prefect credit system and punishing the loan defaulters more severely,etc.
美国主要通过加强学生诚信教育、采取灵活的还款方式、促使银行主动回收贷款、高校分担学生贷款拖欠责任、建立完善的信用体系、加大对贷款拖欠者惩罚力度等措施规避大学生贷款拖欠风险,我国也应加快高等教育资助立法、建立完善的个人信用体系、采取灵活的还款方式和优惠减免政策、采用生源地贷款方式和加大对贷款拖欠者的惩罚力度等,保证高校贷款良性运转。