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1)  credit consumption
信用消费
1.
The Analysis and Countermeasures of the Slow Credit Consumption in China;
我国信用消费发展缓慢原因分析及对策思考
2.
The author maintains that, at the micro-level, credit consumption can help the consumers conquer liquidity constraints, at he macro-level, it also can help stimulate effective demand and encouraging economic growth.
信用消费在微观上有助于消费者克服流动性约束,自由进行跨时期消费选择,实现家庭效用和福利的最大化;在宏观上是扩大居民有效需求,促进经济增长行之有效的手段。
3.
However,tourism credit consumption develops slowly.
旅游消费已成为我国重要的消费热点之一,但旅游信用消费却在我国发展缓慢。
2)  consumer credit
消费信用
1.
An Analysis of Consumer Credit Reporting Issue from the Perspective of Consumer Credit;
消费信用中的个人征信问题探析
2.
The credit system is a system comprised of nation credit, bank credit, business credit and consumer credit.
信用体系是一个包括国家信用、银行信用、商业信用和消费信用的体系。
3.
Economic cycle,social force majeure,consumers\' mal-management and fraud are the main risks faced by consumer credit.
随着我国市场经济的快速发展,消费信用已经深入到人们的日常生活中。
3)  consumption credit
消费信用
1.
The Commercial Credit among the People in Ming Dynasty—And the consumption credit;
明代民间商业信用——兼及消费信用
2.
In the Tang and Song Dynasties, promoted by the development of commodity economy, credit business appeared in the social and economic life, taking the forms like usurious loan credit, commercial credit, consumption credit and state credit.
主要有高利贷信用、商业信用、消费信用和国家信用等形式。
3.
However,there is still a long way to go to popularize the consumption credit in China.
消费信用是现代信用的一种重要形式,对我国目前启动消费、扩大内需、刺激经济的发展意义重大,而要使消费信用在我国真正形成气候,还有一定难度。
4)  Consumer Credit
消费者信用
1.
A Surveyy for Consumer Credit Scoring;
消费者信用评估分析综述
2.
The paper provides some principles for designing performance measure system(PMS) of consumer credit scoring then establishes PMS for consumer credit according to these principles.
消费者信用是指个体消费者为购买产品或服务而使用的信用,以消费者信用评级指标体系设计为原则,建立消费者信用评级指标体系,消费者各个信用评级指标体系,不同程度影响的消费者信用能力、潜力和认可度。
5)  credit consumer
信用消费者
1.
Analysis of the Protection of Credit Consumers Rights and Interests;
信用消费者权益保护之探析
2.
During the course of developing credit consumption in China,it is one of the important subjects under discussion to make a law to protect the credit consumer s right and guide credit consumer to consume healthily and properly.
我国消费信用发展缓慢,存在着严重的信用消费者合法权益受损问题。
6)  credit card usage
信用卡消费
补充资料:农村信用合作社生活消费贷款


农村信用合作社生活消费贷款


  【农村谊用合作杜生活消费贷狱l中国农村信用合作社为解决贫困户生活困难或满足农户消费猫要而发放的贷款。贷款使用范围:①解决重灾区农户购买国家返销粮的资金困难。实行农村生产贵任制以前,此项贷教一般不计利息,现在为区别贷教与救济金的不同,要按基准利率收息,几有特殊政策规定的适当给低息照顾,贷款期限一般不超过一年。贷款按实际需要发放。②解决农户疾病、婚、丧、嫁、娶等生活性开支的资金困难,但额度不宜过大,期限不宜过长,区别情况实行浮动利率。③帮助农户解决必铸购置耐用消费品及住房的资金需要,此类贷教实行存贷挂钩,一般实行存一贷、,贷款要有担保或抵押,利率可区别情况浮动,期限一般为l一2年,最长不超过3年。
  
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