3) housing loans
住房贷款
1.
The inactivity of commercial banks and individual housing purchasers, the irregular management of the housing developers, and the lagging-behind of the relevant government laws and regulations have been the crucial points for carrying out the programs of personal housing loans.
我国开展个人住房贷款的主要难点在于商业银行、购房者个人参与的积极性不高 ,开发商经营的不规范及政府相关法规制度不配套 ,执行不力等。
2.
This article examines the relationship between housing loans and housing prices.
本文围绕住房贷款与住房价格的关系展开研究,将住房贷款与住房价格视为内生变量,将购买住房成本、二手住房价格、住房供求缺口、收入住房价格比视为外生变量,采用深圳市2006年1月至2008年5月的月度数据估计了包括2个内生变量、4个外生变量的VECM模型。
4) housing loan
住房贷款
1.
The Analysis about Credit Risks of the Commercial Bank Personal Housing Loan;
商业银行个人住房贷款信用风险分析
2.
Analysis of Housing Loans of Commercial Banks to Guard against the Risk
商业银行住房贷款风险防范分析
3.
This paper analyzes the credit risk of housing loan, expounds the present situation of credit risk of Chinese individual housing loan, and advances some countermeasures for perfecting the credit system of Chinese individual housing loan.
分析了住房贷款中的信用风险,阐述了我国个人住房贷款信用风险的现状,提出了完善我国个人住房贷款信用体系的对策。
5) loan interest
贷款利率
1.
Probe into Option Method for Determining Loan Interests for Commercial Banks;
确定商业银行贷款利率的期权方法探讨
6) loan rate
贷款利率
1.
This paper studies the loan rate floating during January 1998 to September 2005 of Rural Credit Co- operatives(RCCs)in Yangzhou City,Jiangsu province.
本文通过对扬州市农村信用社1998年1月1日至2005年9月30日期间,贷款利率浮动政策的执行情况进行分析,提出了农村信用社作为农村信贷资金供应的主渠道及其“社区”性质,决定了其推进利率市场化改革,与其他银行业机构有本质上的区别,不能将追求利润最大化作为惟一的选择,应建立社区金融机构利率结构与市场化利率结构并行的利率结构,对不同的贷款对象实行不同的利率浮动幅度。
2.
Based on an autoregressive moving-average model(ARMA),a study is made of factors affecting our interbank offer rate(IBOR)such as one-year maturity RMB bank-loan rate,one-year maturity RMB deposit rate,three-year maturity certificate T-bonds,legal reserve annual rate,buyback rate,consumer price index,composite.
对商业银行来说,同业拆放利率是商业银行决定贷款利率与存款利率的重要标准。
3.
The different credit policies of state - owned commercial banks, city commercial banks and rural credit cooperatives under the floating loan rate policy adopted in 2004 are interesting.
2004年的贷款利率浮动政策对国有银行、城市商业银行和农村信用社在信贷市场上的行为塑造作用是值得研究的。
补充资料：法国租金低廉住房贷款
法国租金低廉住房贷款
织等通过追加贷款的形式对“租金低廉住房”的贷款。这种贷款利率很低，按2%的固定利率付息，偿还期为25年。政府对这种住房的成本规定最高界限。印年代中期，政府通过国家公共建筑工程基金银行的一个分支机构—国家资金分配银行向其提供贷款或补贴。国家资金分配银行可以从政府那里取得建筑费用的40%一50%的补贴。如果银行要提供建筑费用95%的贷款，则要由国家公共建筑工程基金银行来支持，余下的5%由“租金低廉住房”组织自己寻找其资金来源。巩工程基金银行、储蓄银行、店图国家公共建表七良毛易翻奋蛋二、11一枷
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条