2) difference between household savings deposits and loans
存贷款差
3) accumulate loan
存量贷款
1.
A decision portfolio optimization model with accumulate loan is to consider the relationship between the accumulate loans and incremental loans,which controls all risk for the commercial bank\'s loans portfolio.
带有存量的贷款组合优化决策模型是在模型中考虑存量贷款和增量贷款的关系,控制了银行全部贷款的组合风险。
4) save and lend interest rate
存贷款利率
1.
Effect of save and lend interest rate on inflation;
存贷款利率变化对通货膨胀的影响
5) rates between the loans and deposits
存贷款比率
1.
This article studies the rates between the loans and deposits of commercial banks by empirical model and econometrics model,finding that deposit rates and loan rates co-integrate with the rates between the loans and deposits,deposit rates and loan rates determine the rates between the loans and deposits.
笔者通过理论模型和计量分析对商业银行存贷款比率进行研究,发现存贷款利率和存贷款比率存在协整关系,存款利率和贷款利率是存贷款比率的决定因素;基于存贷款比率与经济增长和金融风险均存在正相关关系,而金融风险对经济增长具有消极作用,模型推导并计算出了最优存贷款比率,并依此提出适当提高贷款利率的政策建议。
6) Pricing of Deposits and Loans
存贷款定价
补充资料：城市信用社存贷款业务稽核
城市信用社存贷款业务稽核
【城市信用杜存贷款业务枪核】对城市信用社吸收存款的资金渠道和发放贷款的资金运用合规性监督检查。 稽核的具体内容:①检查其资金来源是否按规定的服务对象组织存款，调节客户需要。②检查贷款去向是否按规定的存贷比例和规定的范围发放贷款，贯彻以存定贷、资金自求平衡原则，有无不顾自身承受能力，扩大业务范围的现象。应注意检查发放用于固定资产贷款项目是否纳人国家固定资产规模以内;城市信用社的同业拆借，或向人民银行申请的贷款，是否真正用于弥补临时性资金周转不足。
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条