This paper constructs a new model for obtaining a premonition system of operational risk in insurance enterprises by utilizing fuzzy optimum selection and the BP artificial neural network method,and provides the theoretical basis of the model.

A specialized risk surpervision organization system should be set up,auditing management regime be set up,and an internal risk pre-alarming system of the group and risk oversight system should be built as well,for the purpose of an effective control of internal risk in financial holding group.

As technological innovation is a high-risk activity,establishing the risk early warning system for Small & Medium-Sized Enterprises technological innovation has important practical significance.

According to the course from capital investing to capital withdrawing, the paper which standing at the roles of venture capitalists, has discussed how to build the pre-warning and pre-controlling system of venture for pioneering enterprise in order to arrive the target of finding and controlling risk to improve the profit of venture capital.

Because of the limitations of the existed achievement, the paper attempts to develop a new method for marketing risk early warning based on BP network.