1) insurable interest of life
人身保险利益
1.
In the light of the particularity of group insurance, China s Insurance Act should provide that a department, enterprise and organization have the insurable interest towards their employees based upon labor or hired relation; the Insurance Act should define the validity of insurable interest of life; policy-holder of group insurance should have the right to modify and un.
鉴于团体保险的特殊性,建议我国《保险法》应当规定:企业、事业单位对其员工基于劳动或者雇用关系,具有保险利益;明确人身保险利益的存续时间;赋予团体保险的投保人变更与解除合同的权利,但该权利不可滥用,既要公平又要有所限制。
2) principle of insurable interest in life insurance
人身保险利益原则
1.
With regard to principle of insurable interest in life insurance, whether it is an effect element of insurance contracts, different scholars have different ide.
第三部分讨论了我国《保险法》关于人身保险利益原则的规定以及保险利益的认定实务,并对此提出了改进相关规定的看法。
3) A Query to the Theory of Personal Insurance Interests
人身保险利益质疑
4) insurer's interest
保险人利益
5) mortgagee's insurance
受押人保险利益
6) insurance interests
保险利益
1.
Research on problems of lite insurance interests;
关于人身保险利益若干问题研究
2.
In this paper a comprehensive analysis of the life insurance interests of the insurance concept and features that personal insurance at the conclusion of the contract,those who must exist insurance benefits,otherwise the contract null and void.
分析了人身保险保险利益的概念和特征,强调人身保险合同订立时,必须存在人身上的保险利益,否则合同无效。
3.
Insurance interests are only regards as the requirement for the insurer in our Law of Insurance which makes the very principle difficult to fulfill its own role.
保险利益原则的主要目的在于防止保险上的不当得利。
补充资料:人身保险(Personal Insurance)
以人的生命和身体为保险标的,以被保险人的生死、伤害、疾病作为保险事故的保险。人身保险可分为人寿保险(含年金保险)、健康保险和人身意外伤害保险。保险人通过与投保人签定合同,在向投保人收取一定的保险费后,在被保险人因疾病或遭遇意外事故而致伤残或死亡,或保险期满时给付医疗费用或保险金。由于人不能以价值来衡量,因此人身保险和财产保险的区别在了:人身保险不是一种补偿性质的保险,而是一种定额保险。通常情况下,人身保险的保险金额是根据被保险人的需要和缴纳保险费的多少来确定的。人身保险若按人的生命来分,可分为生存保险、死亡保险和生死两全保险等人寿保险;若按人的身体来分,又可分为健康保险和伤害保险。此外,飞机、铁路、轮船上的旅客必须接受的意外伤害强制保险和“社会保险”也属人身保险范围。
说明:补充资料仅用于学习参考,请勿用于其它任何用途。
参考词条