2) loan-cherishing
惜贷行为
1.
There appeared the loan-cherishing behaviour that could not be explained by the planned-oriented loan theory and the western loan theory, which restricts loan function of promoting economy development.
因此，研究中国商业银行惜贷行为的形成机制，有助于进一步增强我国金融改革政策制定的前瞻性和系统性，具有重要的理论和现实意义。
3) credit grudging
惜贷
1.
The banks tend to be credit grudging in order to avoid from losing.
这种银企之间的信息不对称现象,一定程度上使银行不愿对缺乏相应信息的企业提供信贷支持,从而产生“惜贷”行为。
2.
With a Game Theory analysis of the behavior of bank and enterprise, it is indicated that "credit grudging" of commercial banks is the result to reduce the risk of asymmetris information.
通过对银企行为的博弈分析指出银行为了减少信息不对称带来的风险而产生惜贷行为,并对经济运行产生了不利影响。
4) credit reluctance
惜贷
1.
"Excessive credit" and "credit reluctance" are examples of disequilibrium and are caused essentially by departures from profit maximization principle.
“超贷”与“惜贷”都是信贷市场非均衡现象 ,不以利润最大化为目标是导致“超贷”、“惜贷”现象的根本原因。
2.
“Credit reluctance”to SMEs is common phenomenon that exists in commercial banks of China.
我国商业银行对中小企业存在明显的“惜贷”现象,一方面制约了中小企业的发展,另一方面也约束了银行业务的发展。
5) bank credit
银行信贷
1.
Study on the Relationship between Bank Credit and Regional Economic Growth in the West Region ──Based on the Data in Qinghai Province;
西部地区银行信贷与经济增长关系实证研究──基于青海省数据的分析
2.
The substantial evidence analysis of the bank credit market of the national minority region;
中国少数民族地区银行信贷市场的发展研究
3.
Fuzzy prediction model and its application in bank credit assets combination;
模糊策略下的银行信贷资产最优化组合模型
6) loan
[英][ləʊn] [美][lon]
银行贷款
1.
The results show that: equity finance has substitution effect on loan,and loan improves the profit effectively.
结果表明:股市筹资对银行贷款有明显替代作用,银行贷款对国企利润有显著促进作用;相对于银行贷款和股市筹资,国企利润则主要受前期利润的影响;且各变量具有自增强趋势。
2.
Interest rate is an important variable in the economic life,which influences the amount of loan of banks,and also influences the macroeconomic.
利率是经济生活中的一个重要变量,它影响着银行的贷款,也通过它与银行贷款之间互动进而影响着宏观经济。
补充资料：贪惜
【贪惜】
（术语）贪惜财物无施与之心也。无量寿经下曰：“有无相通，无得贪惜。”
（术语）贪惜财物无施与之心也。无量寿经下曰：“有无相通，无得贪惜。”
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条